Solutions Architect

Job Title: Solutions Architect - Indirect RV & Marine Lending Origination
Duration: 3 months (high possibility of extensions)
Location: Chicago, IL or remote
Hours of Operation: 8 hrs
Line of Business: US P&BB

Job Description:
Indirect RV & Marine Lending Origination Solution Architect Role Overview

• Seeking a hands-on Solution Architect to lead architecture strategy, modernization, and governance for the Indirect RV & Marine Lending Origination domain.
• The architect will drive target-state solutions, lending platform transformation, enterprise integrations, and architecture governance while partnering closely with business, product, delivery, and technology teams.

Ideal Candidate
A strategic yet hands-on architect with strong expertise in Indirect RV & Marine Lending, enterprise integrations, cloud-native architecture, lending platform modernization, and governance, capable of driving architecture from business capability definition through implementation and production adoption.

Key Responsibilities
Domain & Solution Architecture

• Own end-to-end Solution Architecture for Indirect RV & Marine Lending initiatives.
• Develop and maintain:

1. Business Capability Maps
2. Current-State and Target-State Architectures
3. Solution Architecture Documents o Integration and Data Flow Diagrams
4. Architecture Governance
5. Translate business objectives into scalable, secure, and resilient technology solutions.

Lending Domain Expertise
Architect solutions supporting the complete lending lifecycle, including:

• Dealer onboarding and management
• Customer acquisition
• Application intake and processing
• KYC / Identity Verification
• Fraud prevention and controls
• Credit bureau and CRIF integrations
• Underwriting and decisioning
• Pricing and offer generation
• Stipulation and document management
• Contract generation and e-signature
• Funding and disbursement
• Loan booking
• Core banking integration
• Servicing handoff and loan payments

Integration & Technology Architecture
Design and govern:

• Real-time, Near Real-Time (NRT), Batch, and Event-Driven integrations
• API-first and Microservices architectures
• Enterprise integrations with: o Loan Origination Systems (LOS)

1. Core Banking Platforms o Servicing Platforms (e.g., XAM) o CRIF platforms and decision engines
2. Credit Bureaus o Fraud, KYC, AML, and Payment platforms
3. Enterprise Data Platforms

Modernization & Transformation

• Lead LOS modernization and cloud transformation initiatives.
• Develop migration and coexistence strategies between legacy and target-state platforms.
• Drive conversion initiatives such as Sibel → CRIF or similar Origination System migrations.
• Support platform consolidation and lending transformation programs.

Architecture Governance

• Produce high-quality architecture artifacts and executive-level documentation.
• Lead architecture reviews and secure approvals through:

1. TDRC (Technical Design Review Committee)
2. ARB (Architecture Review Board)

• Ensure alignment with Enterprise Architecture, Security, Risk, and Data Governance standards.

MUST HAVE

• 10+ years of technology experience with significant Solution Architecture experience.
• Deep expertise in processes and dealer ecosystems.
• Experience working with multi teams (various architecture functions) and clearing architecture decision through governance processes.
• Hand-on solutions architecture recommendations, current state, application view, eco view & sequence diagrams.
• Hands-on experience delivering enterprise-scale lending solutions.
• Strong experience with cloud platforms (AWS/Azure).
• Expertise in:

1. API-first architecture o Microservices and domain-driven design
2. Event-driven architecture and Kafka o Messaging and integration patterns
3. Docker, Kubernetes, OpenShift o High-volume, scalable application architecture
4. High availability, resiliency, and performance engineering

NICE TO HAVE

• Indirect RV & Marine Lending Origination
• Experience with ArchiMate / iServer is a preferred skill.
• Experience with CRIF lending, credit, and decisioning platforms.
• Experience integrating with XAM or similar servicing systems.
• Experience with LOS replacement, modernization, and conversion programs, including Sibel to CRIF or similar platform migrations.
• Experience creating Business Capability Maps, Current-State, Transition-State, and Target-State architectures.
• TOGAF, AWS, or Azure certifications are a plus.

Any specific education/certifications: TOGAF, AWS, or Azure certifications are a plus.

Interview process: 2 rounds (Teams and in person)

  

At SPECTRAFORCE, we are committed to maintaining a workplace that ensures fair compensation and wage transparency in adherence with all applicable state and local laws. This position's pay range is $80.00/hr – $85.60/hr.